Honest answer
Is an MS at University of Toronto worth it for Indian students? (2026 numbers)
Numbers last checked: 2026-07-09
Short answer
MS in Applied Computing (Computer Science) at University of Toronto costs about ₹50.5 lakh in total (tuition + living, 16 months, converted July 2026). Typical starting pay in Toronto, ON is around ₹63.9 lakh/year — based on a market salary band for the role and city (Glassdoor/Indeed/PayScale, checked July 2026), not a per-university outcome — giving a payback of roughly 0.9 years under our disclosed assumption. Whether that is "worth it" depends on your budget, admit odds (typical bar: 3.0/4.0 GPA), and how much the Canada post-study visa pathway matters to you.
The numbers
Total cost: about ₹50.5 lakh for the full 16-month program — published tuition plus a realistic living-cost estimate for Toronto, ON, converted to INR at July 2026 rates.
Starting salary: around ₹63.9 lakh/year. To be precise about the basis: this is a market salary band for the role and city (Glassdoor/Indeed/PayScale, checked July 2026), not a per-university outcome.
Payback: roughly 0.9 years. Our assumption is disclosed — total cost divided by the salary gain over a ₹8 lakh/year India-baseline role. It's the same formula the scorecard uses, and it's a simplification: it ignores loan interest, taxes, and the risk of not landing the typical salary.
Admission bar: a GPA around 3.0/4.0 is the typical threshold. Test requirements: TOEFL 93+ (no section below 22).
Visa reality
Canada's Post-Graduation Work Permit gives eligible master's graduates up to 3 years of open work authorization, and the pathway from there to permanent residence is clearer and less lottery-dependent than the US route.
What to watch for
16-month industry-oriented program with a corporate-partner internship. PGWP of up to 3 years for eligible master's grads.
Consultants earn commission from universities for placing students — a conflict of interest that shapes which programs get recommended. This page has no commission behind it; check the sources below and decide from the numbers.
Verify these numbers yourself
- Tuition & requirements: mscac.utoronto.ca
- Salary band: Glassdoor / Indeed / PayScale / ZipRecruiter (Jul 2026)
- Visa: IRCC Post-Graduation Work Permit policy, canada.ca
Costs, salaries, and visa rules change — always confirm against the official program page before making a real decision. TruthPathMS aggregates and cites; it does not originate tuition, salary, or visa data.
Related: Why admit odds alone shouldn't drive this decision
Want this math run on your own profile?
The free assessment scores real programs against your GPA, budget, and priorities — with the formula and sources shown, not hidden. No phone number required.
Get My Free Assessment